eCheck Digital Payment Solution

Already have a U.S. Bank business checking account? Pay bills faster and easier with this digital payment solution.

 

What is an eCheck?

eChecks are electronic checks that contain all of the same elements as a traditional paper check, including: routing number, account number, signature, amount, recipient and check number. It’s simply a check delivered by email that can be used wherever and whenever checks are accepted.

How it works

Easily create and send digital payments with the speed of an email.

eChecks are a low cost digital solution. No need to purchase envelopes and stamps. Create and send your eChecks digitally, and your recipients can choose how they want to recieve their payments from several available options.

Connect

The sender links their bank account to the Deluxe Payment Exchange (DPX) platform, enters payment information into DPX and hits send.

Send

DPX sends the payment notification to the recipient by email.

Receive

The recipient is notified of the payment via email, clicks the link to view the remittance data in DPX and then chooses how to access the funds.

eCheck benefits

  • Send a payment electronically with attached receipt/remittance information.
  • Deliver checks instantly at a fraction of the cost of paper checks.
  • Provide payment without requiring the banking information of the payee.
  • Issue payments to parties without bank accounts.
  • Separate issuance duties: one person can create the checks and another can approve them.
  • Integrates with Quickbooks® and other accounting software.

100% Satisfaction Guarantee

  • If within 60 days, you’re not completely satisfied with Deluxe Payment Exchange, Deluxe will refund the unused portion of your eChecks order.

How much do eChecks cost?

As an electronic payment method, Deluxe eChecks save you money by eliminating the need for paper check stock, envelopes and stamps. Find a payment solution that’s right for your business.

Quantity

50

100

250

500

1000

Price

$30.00

$55.00

$125.00

$245.00

$480.00

Each

$0.60

$0.55

$0.50

$0.49

$0.48

Quantity

Price

50

$30.00

100

$55.00

250

$125.00

500

$245.00

1000

$480.00

Quantity

Each

50

$0.60

100

$0.55

250

$0.50

500

$0.49

1000

$0.48

How much do I save with eChecks over a paper check?

When you include the soft costs of employee time, industry experts such as The Aberdeen Group estimate that each check can cost a business up to $7.78 to create, stuff, mail, and track. Sending an eCheck takes just seconds!

 

Explore your digital payments options

Business services overview

Find innovative payments and cash management tools. 

Transfer money via wire transfers

Move money fast for business payments.

ePayments and money transfers

Learn more about making digital payments.

ACH services

Automated Clearing House (ACH) payments processing provides fast access to funds.

Bill Pay

Manage your bills and make direct payments in one place.

International electronic payments

Wire money internationally without leaving your office.

Frequently asked questions

How do eChecks work?

Sending an eCheck

How do I fill out eChecks using my accounting software?

Receiving an eCheck

Ready to take the next step with eChecks?

Customer support

Contact eChecks customer support.

Log in

Use your Deluxe Payment Exchange (DPX) Account.

Talk about your business goals

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Disclosures

Deposit products are offered by U.S. Bank National Association. Member FDIC.

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Eligibility requirements, restrictions, and fees may apply. See a business banker for details.

Credit products offered by U.S. Bank National Association and subject to normal credit approval.