Feature-rich mobile banking app

One app for all your money needs

Manage your cash flow, move money safely, and save and spend wisely with the U.S. Bank Mobile App. See why more than a million users have given our app five stars.

Get started by opening any U.S. Bank account today. Apply for a Bank Smartly® Checking account via the app in five minutes or less.

Open a checking account

Personal finances on the go

Deposit checks.

Save the trip to the bank using the mobile app.

Pay using your digital wallet.

The mobile app lets you pay for purchases quickly and safely.

Conquer monthly bills.

Never miss a due date again. Schedule payments and stay on top of your recurring bills.

See all your money in one place.

View bank balances, payments and other transactions across all your accounts, even those from other banks.

Transfer money.

Move money between U.S. Bank accounts or accounts at other banks.

Lock or unlock your card.

Prevent unauthorized use with just a few taps.

Send & receive money.

Zelle®2 makes it fast, safe and easy to send and receive money with people you know and trust.

Customize notifications.

Always know if your balance is getting low, a bill is due and much more with push notifications.

Set yourself up for financial success.

Bank Smartly with intelligent money management features.

Credit score view in the U.S Bank app

Monitor your credit score.

Keep tabs on your credit with your free credit report.

Spending category view in the U.S Bank app

Create a budget.

Use insights from your spending patterns to create a budget you can stick to.

Goal progress view in the U.S Bank app

Set goals.

Create achievable financial goals. We’ll help you get started and track your progress. 

Money Tracker view in the U.S Bank app

Track your spending.

Manage spending across all your accounts and get customized transaction and trend reports. 

Secure mobile banking app

Secure mobile banking that protects you and your money

We offer the industry’s strongest available encryption and zero fraud liability.3 We’re so confident in our security measures, we put a guarantee in writing.

Learn about our digital security guarantee
Person using a smartphone

Make banking mobile even easier with the U.S. Bank Smart Assistant®.

  • Bank by voice by tapping the microphone. (Or type if you’d prefer.)
  • Save time and reduce steps.
  • Get personalized insights based on your saving and spending habits.
Learn more about Smart Assistant

Experience mobile banking before you install the app.

Try our step-by-step tutorials and interactive simulators. No account or commitment is required.

Step-by-step tutorials Interactive simulators

¿Hablas español? Nosotros también.

Operaciones bancarias con confianza en el idioma de tu preferencia. Simplemente abre el menú de la aplicación, selecciona, ajustes o configuraciones, y dirígete a Idioma para elegir inglés o español.

U.S. Bank Mobile App 5-start rating

Take the next step.

Start managing your money today with the award-winning U.S. Bank Mobile App.

 

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Or text GET APP to 872265 to receive a download link.

Frequently asked mobile banking app questions

Once you download the app to your phone, you can easily enroll in online and mobile banking within the app. If you have already enrolled in online banking, just log in to the app with your username and password. Not yet a U.S. Bank customer? You can apply for an account with the app!

You can use Smart Assistant by typing or talking while using our banking mobile app. Smart Assistant listens when you speak and responds, just like a regular conversation. You can also type your question and you’ll receive a written response back.

To pay your bills on the U.S. Bank Mobile App, log in to your account and select Pay bills & transfer on the bottom of your dashboard. Then, select Pay a Bill, choose the bill you want to pay and select Pay.

Mobile check deposit is one of the many convenient features of the U.S. Bank Mobile App. Simply log in to your account and use the camera on your phone to deposit checks to your U.S. Bank accounts.

With U.S. Bank Mobile App you can connect accounts from other financial institutions for a full view of your money and spending.

take the next step

Enroll in online banking
Log in
Mobile check deposit
Send money with Zelle
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Disclosures

  1. Digital financial services benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile banking apps in its Q3 2023 Mobile Banker Scorecard.

  2. To send money in minutes with Zelle®, you must have an eligible United States bank account and have a mobile number registered in your mobile and online banking profile for at least three calendar days. United States checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.

  3. Zero fraud liability – U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply. See the Electronic Fund Transfers section in Your Deposit Account Agreement (PDF)  for details.

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Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

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