A well-designed retirement plan can help you enjoy the post-career lifestyle you desire. Explore financial strategies for how to save and prepare for retirement, leverage retirement savings options when needed, employ tax-diversified investment strategies and create retirement income.

How much should I save for retirement?

While the answer depends on your specific goals and timeline, 10 to 15% of your pre-tax salary is a good baseline to start from.

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Taking advantage of catch-up contributions

If you’re 50 or older, catch-up contributions can help you allocate more money to your 401(k) or IRA annually.

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IRA and 401(k) withdrawal rules

Qualified retirement plans like IRAs and 401(k)s benefit from tax breaks, but you must follow the withdrawal rules to make sure you aren’t penalized instead.

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Choosing the best place to retire

You’re saving in 401(k)s, IRAs and other vehicles to ensure you have a comfortable retirement. But where are the best places to retire?

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What is a retirement bucket strategy?

A retirement bucket strategy can help secure retirement income during unpredictable markets.

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Retiring abroad: Financial factors to consider

Retiring abroad can bring plenty of benefits, but you also need to consider differences in healthcare, homeownership and taxation before you make the move.

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Explore more financial strategies for retirement.

Discover other financial and retirement planning strategies that can help you prepare for the future with confidence.

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This information represents the opinion of U.S. Bank and U.S. Bancorp Investments and is designed to be educational and informative. The views are subject to change at any time based on market or other conditions and are current as of the date indicated on the materials. This is not intended to be a forecast of future events or guarantee of future results. It is not intended to provide recommendations and/or specific advice concerning retirement accounts or investment planning. It is not intended to be construed as an offering of securities or recommendation to invest. Not for use as a primary basis of investment decisions. Not to be construed to meet the needs of any particular investor. Not a representation or solicitation or an offer to sell/buy any security. Investors should consult with their investment professional for advice concerning their particular situation.

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