Things to know about RV financing pre-approval

Applying for pre-approval can put you one step ahead while you’re shopping for your next RV. Here are a few things to know before you get started. 

Save time

Apply online. If approved, you’ll get a pre-approval letter you can present to any participating dealer, streamlining your financing so you can hit the road sooner.

Quick application and response

Our easy online application takes just a few minutes to complete, and you’ll typically get an answer within about an hour.

New or used

You can use your U.S. Bank RV financing for a new or used RV purchased at a participating dealership.

Flexible financing

Your pre-approved financing amount is good for 60 days. You can negotiate your final purchase price and rate at the dealership.

What could your payment be?

Use this calculator to estimate what your monthly payment might look like.1

Keep in mind that the rate you qualify for depends on many factors, including your credit score, the term of the loan and the age of the RV you’re buying. You’ll negotiate your final rate with the dealer when you finalize your purchase.

Search participating dealerships.

man searching RV dealerships online with U.S. Bank

When dealerships participate in the U.S. Bank RV financing program, they can accept your pre-approval letter to streamline your financing. View our locator to find a dealership near you.

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Disclosures

  1. Monthly payment and annual percentage rate (APR) will vary based on the term, amount financed, model year, loan-to-value (LTV) percentage, credit history and applicable fees.

  2. There may be title and/or registration fees which are determined by state.

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