Today’s lowest RV loan refinance rate2

As low as

9.24% APR

To qualify for the lowest rate, the loan must include:

  • A term of 48 months or less
  • A loan for $25,000 or more
  • Financing of 100% or less of the car’s value
  • An RV that is 12 months old or less
  • Automatic payments from a U.S. Bank personal checking or savings account

Should I refinance my RV loan?

Depending on your unique situation, your reason to refinance may vary. Here are a few reasons why many people choose an RV loan refinance.

Lower your interest rate

If you qualify for a lower interest rate, you could save money over the remaining duration of your RV loan.

Lower your monthly payment

Refinancing could help you reduce your payment to better fit your monthly budget.

Pay your loan off sooner

Your monthly payment may increase, but you’ll make fewer payments overall and may pay less interest in the long term.

How does RV loan refinancing work?

If you’re looking for a new RV lender, you could have a decision in just a few days when you apply for a U.S. Bank RV loan refinance. RV refinancing is not available in all states.1

Prepare

Gather a few things before you start:

  • Current loan balance, account number and lien holder
  • Vehicle identification number (VIN)
  • Insurance provider information
  • Vehicle registration

Apply

Fill out our easy online application (or visit a nearby U.S. Bank branch for help). We’ll give you our decision within 3 to 5 business days. If we don’t accept your initial application, we may respond with a counteroffer you can consider.

Finalize

If you’re approved, grab your insurance and registration documents and stop by your local U.S. Bank branch. A loan officer will help you finalize the details and set up payments. Then, we’ll pay off your existing loan and update the title.

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Disclosures

Start of disclosure content

Credit products offered by U.S. Bank National Association and subject to normal credit approval.