Saving
Make it a habit to pay yourself first.
U.S. Bank Access Home
It’s more than just a home you own. It’s your future.
When you become a homeowner, you own more of your tomorrow. U.S. Bank Access Home is here to help you get started — with financial education, community partnerships and guidance from our bankers.
Know your strengths.
Answer eight questions about saving, spending, borrowing and planning so you can understand your financial strengths and opportunities.
Connect with a banker.
Our bankers offer personalized guidance. They can meet with you in-person, on the phone or virtually — however you feel most comfortable.
Keep your finances at your fingertips.
Download the U.S. Bank Mobile App to access everyday banking tasks and more. Set savings goals, explore personal insights and get tips for staying on top of your finances.
Build your legacy with us.
U.S. Bank Access Commitment™ is a group of initiatives dedicated to supporting Black communities on their own path to building wealth. These initiatives include financial guidance from our wealth advisors, efforts toward access to capital and helping Black small business owners grow and sustain their businesses.
Below are some Access Home resources to help you prepare, plan for and purchase a home – so you can build a legacy for yourself and your family.
Prepare: Your financial foundation
These articles and learning modules provide strategies and inspiration to build up your financial knowledge.
Plan: Your homebuying journey
Find the information you need as you make your next moves toward buying a home.
Purchase: Your mortgage options
Big decisions require unique solutions. Learn about your options, including conventional, FHA and VA loans. You can also see if you prequalify or use our payment calculator to see what you can afford.
Access Home partners in your area
We partner with organizations to increase homeownership education and access. Nationally, we work with Fannie Mae, Freddie Mac and National Association of Real Estate Brokers. Locally, we work with several nonprofits in five communities.
Below you’ll find our community partners and some of the work we’re doing together. If you live outside of these cities, you can connect with a U.S. Bank mortgage loan officer near you.
Las Vegas, Nevada
Create a YouTube Channel and social media presence to increase Black homeownership with educational videos
- First-time homebuyers and financial education workshops presented at three historically Black churches located on the historic west side of Las Vegas
- Incorporated USBHM into the mentoring and educational component of the Make Homes Possible Fellowship program
Little Rock, Arkansas
Summer and fall community outreach events, along with digital/online/virtual platforms to provide presentations and toolkits on saving, budgeting, debt, investments, housing and other financial education
Dinner Table Conversations series on financial foundations that runs weekly throughout the summer
Milwaukee, Wisconsin
Financial education cohort program meeting monthly, to include incentives up to $1,000 for course completion
Pop-up community events in partnership with Acts Housing, along with youth focused Barbershop Mondays/SMILE & Slay programs
Home Is Where the Wealth Is tours to help families understand the transition from renting to ownership, all aspects of financial education, building good credit, budgeting, planning and maintaining a home
Special event/resource quarterly or semi-annually to bring together workforce development, mental health, housing and finances information
Minneapolis, Minnesota
Researching new down payment assistance program opportunities for Minneapolis communities
Unapologetically Black program, providing social and economic generational wealth education coupled with extensive one-on-one coaching and resource alignment
Roundtable discussions to discuss investment portals in homeownership, generational wealth in real estate
Town hall events focused on the path to homeownership, along with community career events focused on homeownership, including Mortgage Loan Officers
St. Louis, Missouri
Dream Builders 4 Equity program that provides financial education, outreach and down payment assistance to families purchasing through this program
Black Homeownership Caravan parade, along with providing housing counseling and monthly homeownership readiness workshops
More homebuying resources
Connect to coaches or mortgage loan officers, learn about mortgages you might not have heard about and find answers to even more of your homebuying questions.
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Disclosures
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Equal Housing Lender
