To enroll you'll need to have a registered cellular device on file for at least 3 business days, and your account must be open for at minimum of 90 days. See: How do I establish a registered cellular device on my profile? You can begin setting up ACH payments by following the directions below. Once complete, you'll be able to send ACH payments to your employees, contractors and vendors. 

How to enroll for Small business ACH payments in Online banking

1. Select Transfer & pay and then External transfers, wires.
2. Choose Send payment under ACH payments.
3. You'll be prompted with a series of questions about your business.
4. Once completed select Enroll.

How to enroll for Small business ACH payments in the U.S. Bank Mobile App

1. Select Pay bills & transfer then External transfers, wires.
2. Choose Send payment under ACH payments.
3. You'll be prompted with a series of questions about your business.
4. Once completed select Enroll.