We use your upcoming scheduled and expected transactions to predict how your account balance will change in the week ahead. 

For example, your biweekly paycheck, monthly internet bill, or daily coffee run could all be factored into your forecast.  

• Scheduled transactions are payments you’ve scheduled through U.S. Bank. These might be recurring or one-time payments.
• Expected transactions are payments that occur on a regular basis but aren’t scheduled in advance. Transactions managed through another provider, such as your electric bill, paychecks, or streaming services are also considered expected transactions.