U.S. Bank ExtendPay® Plans provide a new payment option. You can divide eligible credit card purchases into equal monthly payments with no interest during your chosen repayment period. There will be a fixed monthly fee.  

U.S. Bank ExtendPay® Loan allows you to request cash from your credit card account, up to 25% of your credit line ($15,000 maximum). Then pay it back with no interest during your chosen repayment period. There will be a fixed monthly fee.

Your loan-duration options and monthly payment amount, including applicable U.S. Bank ExtendPay® Fees, will be calculated and shown during your U.S. Bank ExtendPay® Loan setup. U.S. Bank ExtendPay® Loan funds can only be deposited to an eligible, pre-validated account at a financial institution in the United States.