KNOWLEDGE BASE

What is ExtendPay®?

U.S. Bank ExtendPay® Plans provide a new payment option. You can divide eligible credit card purchases into equal monthly payments with no interest during your chosen repayment period – only a fixed monthly fee.  

The U.S. Bank ExtendPay® Loan allows you to request cash from your credit card account, up to 25% of your credit line ($15,000 maximum). Then pay it back with no interest during your chosen repayment period — just a fixed monthly fee.

Your loan-duration options and monthly payment amount, including applicable ExtendPay Fees, will be calculated and shown during your ExtendPay Loan setup. ExtendPay Loan funds can only be deposited to an eligible, pre-validated account at a financial institution in the United States.