Transferring funds into a brokerage or retirement account is as easy as making an internal transfer between your checking and savings accounts.

Same-day transfers made before 8 p.m. ET moves money in minutes. However, transfers made after the cutoff time are completed the next business day. This also applies to transfers made on weekends or federal holidays.

To set up a transfer into an investment account using online banking

1. Select Transfer & pay at the top of the page, then Internal transfers.
2. Choose the account to transfer funds from.
3. Choose the brokerage or retirement account to send funds to.
4. Enter the amount to transfer.
5. Optional items:
   1. Mark the check box next to Repeat this transfer if you want us to automatically move funds on a regular basis.
   2. Change the date if you want it sent after today.
   3. Enter a memo for your records.
6. Select Send transfer.
7. Review the information. If it’s correct, select Send transfer once more.

To set up a transfer into an investment account using the U.S. Bank Mobile App

1. Select Transfer & pay, then Make an internal transfer.
2. Choose the account to transfer funds from.
3. Choose the brokerage or retirement account to send funds to.
4. Enter the amount you'd like to transfer.
5. Optional items:
   1. Change the date if you want it sent after today.
   2. Turn on the Repeat this transfer toggle if you want us to automatically move funds on a regular basis. 
      Note: The memo option is only available using online banking.
6. Select Transfer.
7. Review the information. If it’s correct, select Transfer once more.

To freely explore our digital banking services without using your own account, visit our Digital Banking Simulators page. If you'd like a step-by-step tutorial on how to use a specific service or feature, check out our Digital Explorer page.