Your U.S. Bank Focus Card can be used everywhere Visa or Mastercard debit cards are accepted. There is no fee to make purchases in stores, over the phone or online.  

Once you activate your card, you can use it as soon as funds are added to your card account.  

You can also pay bills or make purchases everywhere Visa or Mastercard debit cards are accepted. At the point of sale, simply swipe your card and choose Debit or Credit. 

If you have additional questions you can contact us at:

Focus Card (payroll): 877-474-0010 (click “Call” below)
Focus Card (non-payroll): 888-863-0681

We accept relay calls.