KNOWLEDGE BASE

How do I set up direct deposit?

Direct deposit is an easy, worry-free way to have automatic deposits electronically sent to your U.S. Bank checking or savings account. 

To set up direct deposit using online banking

  1. Select the account to have your funds deposited into.
  2. Online banking users: Choose Set up direct deposit.
    U.S. Bank Mobile App users: Select Manage at the top of the screen first, then choose Set up direct deposit.
  3. Select Set up now to continue with your digital setup or you can open a prefilled form linked to the word "here".
  4. If you chose Set up now:
    1. Tell us who pays you. You can use the search feature to find participating employers if yours isn’t listed.
    2. Sign in using the username and password assigned to you by your employer.
    3. Confirm your direct deposit details and select Confirm.
  5.  If you chose the prefilled form link, you’ll have two options:
    • View your prefilled PDF. The prefilled direct deposit form will have your account details, including a check copy with your personal information on it. It can be printed or saved as an electronic file to share with your employer.
    • godirect.gov. If you receive monetary federal benefits, here’s where you’ll find options on how to set up direct deposit.

*The prefilled direct deposit form will have your account details, including a check copy with your personal information on it. 

More information 

  • This option is not available for business accounts.
  • If you're unable to set up direct deposit digitally or obtain a prefilled form, you can download our Direct deposit form to fill out.
  • If you receive Social Security, you'll need to contact 1.800.772.1213. Be prepared with your 12-digit account and routing numbers.
  • Learn more by visiting our Direct Deposit page.