KNOWLEDGE BASE

How do I exchange or sell my foreign currency?

To exchange or sell your foreign currency, visit a U.S. Bank branch and we’ll help you through the process.

Things to know before visiting with a branch banker:

  • You'll need to have a checking, savings, or money market account with us.
  • Bring the foreign currency and valid identification with you at the time of the visit.
  • The total value of the currency must be at least $20 (USD). Foreign coins are not accepted. 
  • Foreign currency is subject to review.
  • Foreign currency from sources other than U.S. Bank may be accepted*.
  • Foreign draft sales aren't available; however, an international wire transfer may be used as an alternate option.

We encourage you to make an appointment to allow time for questions and processing. SeeHow do I schedule an appointment at a U.S. Bank branch?

More information

If you’ve ordered foreign currency from U.S. Bank and you’d like to return it, please be aware of the following:

  • When returning the full or partial amount within seven days of purchase:
    • We will buy back the currency at the same exchange rate used for purchase.
    • A $10 return fee applies.
  • When returning the full or partial amount after seven days of purchase:
    • We'll process your return at the current day's exchange rate.
    • A $10 fee applies to returns of $300 (USD) or less.

*Due to economic and political conditions, there may be some circumstances where we cannot accept a return or buy foreign currency obtained elsewhere. 

Foreign exchange transactions occur when converting U.S. Dollars (USD) into a foreign currency, or vice versa. U.S. Bank determines, in its discretion, the applicable currency exchange rate it assigns to your foreign exchange transaction. We consider many factors in determining currency exchange rates, including our desired rate of return, risks taken, costs involved, and services provided.

Our currency exchange rates are different from rates (1) offered or reported by third parties; (2) offered by us at a different time, at a different location, to different customers or for a different transaction amount; or (3) relating to different payment channels, media or products (such as bank notes, checks and wire transfers). The customer (and not U.S. Bank) is solely responsible for any liability or loss incurred relating to foreign exchange pricing fluctuation.