It's easy to choose your quarterly categories and it can be done from a desktop or mobile device. You can view and edit your categories starting 45 days before the quarter begins. For example, the quarter starts October 1, so category selections can start on August 17.

• If the categories are chosen five or more days before the quarter starts, earnings begin on the first day of the quarter.
• If the categories are chosen on or after the fourth day before the quarter, earnings take effect in three business days. This includes categories selected after the quarter starts. 
• Categories are locked in once the date has reached five days before the quarter starts. For categories already chosen, they can't be changed at this point.

To choose your quarterly categories using digital banking

1. Online banking: Select your rewards card, then choose Go to rewards & benefits.
   U.S. Bank Mobile App: Select your rewards card, then choose Rewards.
2. Locate the banner for the current quarter and select Choose Your Categories.
3. Select the categories you want to earn rewards on.
4. Once you're ready, select Activate categories.

More information

• Shopper Cash and Cash+ cardmembers have the option to redeem their rewards for:
  
  • Real-Time Rewards
  • Deposit into an eligible U.S. Bank deposit account
  • Statement credit
  • U.S. Bank rewards card
  • Gift card
  • Offset cost of annual fee, when applicable
• There's a $25 minimum redemption on cash back.
• You can use the Cash Optimizer to estimate how you can make the most cash back from your card.

If you have any questions, call us at Cardmember Service, 800-285-8585. We accept relay calls.