When using external transfers, please keep in mind you will need to be a signer on both accounts. 

To send an external transfer using online banking

1. Select Transfer & pay at the top of the page, choose External transfers, wires, then select Transfer money.
2. Choose the U.S. Bank account you'd like the funds taken from, select the external account you'd like the money transferred to, and select Continue.
   Note: Select Link a new bank account if the external account you want isn't listed. 
3. Complete the form.
   1. Enter the amount to transfer.
   2. Choose the delivery speed. (You now have the option to choose Instant pay!)
   3. Select the "send on" date (if applicable).
   4. Choose Review.
4. Confirm the information is correct, then select Transfer money. 

To send an external transfer using the U.S. Bank Mobile App

1. Select Transfer & pay at the bottom of the dashboard. Choose External transfers, wires & ACH and select Transfer money.
2. Choose the U.S. Bank account you'd like the funds taken from, select the external account you'd like the money transferred to, and select Continue.
   Note: Select Link a new bank account if the external account you want isn't listed. 
3. Complete the form.
   1. Enter the amount to transfer.
   2. Choose the delivery speed. (You now have the option to choose Instant pay!)
   3. Select the "send on" date (if applicable).
   4. Choose Review.
4. Confirm the information is correct, then select Transfer money.