U.S. Bank Altitude® Go Visa Signature® Card

Earn 20,000 bonus points.1

Get a decision in as little as 60 seconds.

Mobile Carrier Terms.2

Mobile Carrier Terms.2

See annual fee and full terms

Next step: Apply

U.S. Bank Altitude® Go Visa Signature® Card

Earn 20,000 bonus points.1

Just spend $1,000 in eligible Net Purchases in the first 90 days.

 

Enjoy no annual fee and get all of these great benefits.

 

4X points3 on dining, takeout and restaurant delivery

2X points on streaming services and at grocery stores (excludes discount stores/supercenters and wholesale clubs effective September 9, 2024)

2X points at gas stations and EV charging stations (excludes discount stores/supercenters and wholesale clubs effective September 9, 2024)

1X point on all other eligible purchases

Additional benefits

No annual fee* and low intro APR

Enjoy no annual fee and get 0% intro APR* on purchases and balance transfers† for the first 12 billing cycles. After that, a variable APR applies, currently $.*

No foreign transaction fees

Enjoy no foreign transaction fees when making purchases outside the United States.

A1F93BAD-AAC5-4B65-BBBD-B8DDF8701B5E Created with sketchtool.

Pay over time with a U.S. Bank ExtendPay® Plan.4

Receive a new cardmember $0 fee offer* on ExtendPay Plans opened in the first 60 days after account opening.4

Streaming bonus5

Get a $15 credit for annual streaming service purchases like Netflix, Apple TV+, Spotify® and more.

Apply Now

Awards and Accolades for Altitude Go

NerdWallet’s 2024

Best-Of Awards winner for Best Credit Card for Dining Benefits (4X winner)

Kiplinger's 2021

Gold Medal Best Dining Rewards Card

CardRatings’ 2021

Best Credit Card for Dining Out/Takeout/Delivery

Enjoy a streaming bonus5 on us!

  • $15 streaming service credit after 11 months of streaming purchases
  • 2X points3 on your streaming services

 

Includes Amazon Music, Amazon Prime Video, AMC+, Apple Music, Apple TV+, Audible, Bally Sports+, DirecTV Stream, Discovery+, Disney+, ESPN+, Fubo TV, HBO Max, Hulu, iHeart, LiveOne, Luminary, MLB TV, NBA League Pass, Netflix, NHL Live, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Slacker Radio, Sling TV, Spotify, Starz, Stitcher, Tidal, Vudu, YouTube Music, YouTube Premium and YouTube TV. Merchant list is subject to change.

Rewards Calculator

See how fast your points add up.

Enter your estimated monthly spend below and your potential points will be calculated automatically. The calculator is for illustrative purposes only as actual card usage may produce different results.

Calculated earnings are based on current earn rates and will change effective September 9, 2024

Apply Now

Frequently asked questions

In general, our credit card products are for customers with a credit score in the good to excellent range. We also offer several secured credit card products which are designed for people looking to build or rebuild their credit with responsible use.

You can earn:

  • 4X points on dining, takeout and restaurant delivery3
  • 2X points on streaming services, at grocery stores and at gas stations/EV charging stations (excludes discount stores and wholesale clubs effective September 9, 2024)
  • 1X point on all other eligible purchases

Choose from rewards options like travel, merchandise, cash back6 and gift cards. Or, redeem points instantly for nearly any purchase with Real-Time Rewards.

NEW: Redeem points towards a monetary charitable contribution and U.S. Bank will match your contribution at 100%.

Redeeming points is quick and easy. Choose any of the following:

  • Visit the Rewards Center found in online banking at usbank.com.
  • Log in to the U.S. Bank Mobile App, select your Altitude Go account and choose Redeem or View my rewards.
  • Call the 24-hour Rewards Center at 888-229-8864.

Points never expire on your Altitude Go Card. Redeem them right away or save for later. 

If your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death), you may not redeem and will lose all your Points.

Yes. Your Altitude Go Card is eligible to use at Shopping Deals. Shopping Deals is the easiest way to earn additional points while shopping online at over 1,100 stores using your U.S. Bank credit card.

Once enrolled:

  • Log in at usbank.com.
  • Under Credit Cards, choose Redeem for your Altitude Go Card.
  • Then select Shopping Deals in the Rewards Center and start shopping.

By using Shopping Deals with your Altitude Go Card, you’ll be able to earn more points by shopping online. Earn points on your credit card purchases and then earn additional points by shopping through the Shopping Deals site.

Yes. Your Altitude Go Card is eligible for Real-Time Rewards after you register your card. With Real-Time Rewards, shop nearly anywhere and redeem points instantly for your purchases from your mobile device.

Once enrolled, redemption is quick and easy. Make a purchase and you’ll receive a text asking if you want to use points to redeem immediately. Reply “REDEEM” to complete the redemption. You must have enough points to cover the entire purchase to receive the text message to redeem. Your points will be deducted from your points balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.

U.S. Bank ExtendPay® Plans provide a new payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest* – just a fixed monthly fee.

If your credit card account is eligible for a U.S. Bank ExtendPay® Plan, you’ll receive a notification via email, or you’ll see ExtendPay Plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay Plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay.

ExtendPay Plan eligibility may change based on your credit card account activity.

Looking for a credit card with different benefits?

Compare all credit cards.

Use our comparison tool to compare benefits like rewards, APR and welcome offers for up to three cards.

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Build or reestablish credit.

Earn rewards while building credit for the future with the Altitude® Go Visa® Secured Card.

Learn more
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Disclosures

U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

* The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. The 0% introductory APR applies to Balance Transfers made within 60 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary. The current undiscounted variable APR for Purchases and Balance Transfers is $ based on your creditworthiness. The variable APR for Cash Advances is 29.99%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 0% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 0% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. U.S. Bank ExtendPay® Fees: A monthly fee not to exceed 1.6% of the original principal amount in a U.S. Bank ExtendPay® Plan or U.S. Bank ExtendPay® Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance. ExtendPay Fees are calculated based upon the original principal amount, Purchase APR, and other factors. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for ExtendPay Plans and ExtendPay Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.

† Balance Transfers transactions from other U.S. Bank National Association accounts are not permitted. You may cancel a balance transfer request within 10 days of account opening by calling 800-285-8585.

Net Purchases are Purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify.

Account must be open and in good standing (not past due) on the closing date of the billing cycle to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement or Rewards Program Rules in the online Rewards Center by logging into usbank.com for additional information.

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  1. One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Go Visa Signature Card and make $1,000 or more in total eligible Net Purchases to your Account within 90 days of Account opening. Please allow 1-2 billing cycles for your bonus Points to be credited to your Account. Existing or previous U.S. Bank Altitude Go Visa Signature cardmembers are not eligible if you have received a new account bonus for this product in the last five years. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Go Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. This offer may not be combined with any other bonus offer.

  2. By clicking Apply, you authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help us identify you or your wireless device and to prevent fraud. See our Privacy Policy for how we treat your data.

  3. Points are earned on eligible Net Purchases. U.S. Bank Altitude Go Visa Signature Cardmembers will earn 1 Point for every $1 in Net Purchases. In addition, you will earn 3 Points (4 Points total) for every $1 on restaurant, fast-food restaurant and bar purchases. You will earn 1 Point (2 Points total) for every $1 on qualifying streaming subscription service purchases. Refer to Program Rules or usbank.com/AltitudeGoBenefits for official list of qualifying streaming services merchants. IMPORTANT CHANGE: You will earn 1 Point (2 Points total) for every $1 on grocery store, supermarket, gas station and electric vehicle charging station purchases. Effective September 9, 2024, grocery store and supermarket purchases at discount stores/supercenters such as Target and Walmart and wholesale clubs will be excluded. Gas station and electric vehicle charging station purchases at discount stores/supercenters, wholesale clubs and grocery stores/supermarkets will be excluded. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details.

  4. From time to time we may offer to you the benefit of our U.S. Bank ExtendPay® Plans, which allow you to pay off balances in fixed monthly payments over time and still avoid paying interest charges on new Purchases. You may designate up to 50% of your credit card line ($100 minimum) in eligible credit card purchases and pay in monthly installments with just a small fixed monthly fee. Only Purchase balances are eligible for ExtendPay Plans. Transactions identified as Advances or Balance Transfers (as defined in your Cardmember Agreement), and any interest or fees, including Annual Fee, do not apply. The only Purchases that will appear as "Eligible Purchases" in the enrollment process are Purchases that were made within 60 days prior to signing up for an ExtendPay Plan, are over $100, and are less than your Purchase balance when you sign up for an ExtendPay Plan. Any unpaid balance remaining on an ExtendPay Plan after the chosen pay-back period will be subject to the APR and minimum payment calculation for purchases outlined in the Cardmember Agreement.

  5. An automatic statement credit of $15 per 12-month period will be applied to your U.S. Bank Altitude Go Visa Signature Card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases, such as Netflix, Hulu, Apple Music, if the Account is in good standing (open and able to use). Purchases qualify based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Refer to Program Rules or usbank.com/AltitudeGoBenefits for official list of qualifying streaming services merchants. We reserve the right to adjust or reverse any portion or all of any streaming services credit for unauthorized purchases or transaction credits.

  6. Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank savings or checking account (minimum redemption for Cash back will be the necessary points that are equal to $25 or more). See redemption options in the online Rewards Center by logging into usbank.com for information at time of redemption.

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The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

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