5X points3

on prepaid hotels and car rentals booked directly in the Altitude Rewards Center

4X points3

on travel, at gas stations and EV charging stations

2X points3

at grocery stores, grocery delivery, dining and streaming services; 1X point on all other eligible purchases

Additional Benefits

Enjoy no foreign transaction fees when making purchases outside the United States.

Streaming bonus4

Get a $30 credit for annual streaming service purchases like Netflix, Apple TV+, Spotify® and more.

Airport lounge access5

Complimentary Priority Pass Select membership gives you 4 free visits to over 1,300 airport VIP lounges worldwide.

TSA PreCheck® or Global Entry®6

Enjoy up to $100 in statement credits to reimburse your application fee once every four years.

Pay over time

Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay® Plan.** Pay no interest* and keep your rewards, all for a small monthly fee.

Cell phone protection7

Get up to $600 reimbursement if your cell phone is stolen or damaged when you pay your monthly cell phone bill with your card.

Travel protections7

Protection and assistance when traveling with Trip Cancelation/Interruption, Trip Delay Reimbursement and SmartDelay.

Visa Signature benefits

Special access to unforgettable experiences – from fine wine and food events, luxury hotels and premium car rental service to sporting events, shopping and more.

Enjoy a streaming bonus4 on us!

  • $30 streaming service credit after 11 months of streaming purchases
  • 2X points3 on your streaming services

 

Includes Amazon Music, Amazon Prime Video, AMC+, Apple Music, Apple TV+, Audible, Bally Sports+, DirecTV Stream, Discovery+, Disney+, ESPN+, Fubo TV, HBO Max, Hulu, iHeart, LiveOne, Luminary, MLB TV, NBA League Pass, Netflix, NHL Live, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Slacker Radio, Sling TV, Spotify, Starz, Stitcher, Tidal, Vudu, YouTube Music, YouTube Premium and YouTube TV. Merchant list is subject to change.

Rewards calculator

See how fast your points add up.

Enter your estimated monthly spend below and your potential points will be calculated automatically.

Awarded Best Gas Rewards Credit Card

Awarded best gas card by Wallethub

Apply for the card that earned WalletHub’s Best Gas Rewards Credit Card Award.

 

Frequently asked questions

Looking for a credit card with different benefits?

Compare all credit cards.

Use our comparison tool to compare benefits like rewards, APR and welcome offers for up to three cards.
 

Start of disclosure content

Disclosures

U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

Account must be open and in good standing (not past due) on the closing date of the billing cycle to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement or Rewards Program Rules in the online Rewards Center by logging into usbank.com for additional information.

* The APR may vary, the current variable APR for Purchases and Balance Transfers is $ (based on your creditworthiness). The variable APR for Cash Advances is 29.99%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $0 introductory annual fee for the first 12 months, after that $95. Effective September 9, 2024, the annual fee is $0. Foreign Transaction fee: 0% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 0% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. U.S. Bank ExtendPay® Fees: A monthly fee not to exceed 1.6% of the original principal amount in a U.S. Bank ExtendPay® Plan or U.S. Bank ExtendPay® Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance. ExtendPay Fees are calculated based upon the original principal amount, Purchase APR, and other factors. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for ExtendPay Plans and ExtendPay Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.

** From time to time we may offer to you the benefit of our U.S. Bank ExtendPay® Plans, which allow you to pay off balances in fixed monthly payments over time and still avoid paying interest charges on new Purchases.

By clicking Apply, you authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help us identify you or your wireless device and to prevent fraud. See our Privacy Policy for how we treat your data.

Start of disclosure content
  1. One-time 50,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Connect Visa Signature Card and eligible Net Purchases totaling $2,000 or more are made to your Account within 120 days after Account opening. Points are earned on eligible Net Purchases. Please allow 6-8 weeks for your bonus Points to be credited to your Account. Existing or previous U.S. Bank Altitude Connect Visa Signature cardmembers are not eligible if you have received a new account bonus for this product in the last five years. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Connect Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. This offer may not be combined with any other bonus offer.

  2. Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank savings or checking account (2,500 Points minimum redemption).

  3. Points are earned on eligible Net Purchases. U.S. Bank Altitude Connect Visa Signature Cardmembers will earn 1 Point for every $1 in Net Purchases. In addition, you will earn 4 Points (5 Points total) for every $1 on prepaid car and hotel reservations purchased in the online Altitude Rewards Center using your U.S. Bank Altitude Connect Card. Prepaid car and hotel reservations in the Rewards Center are not classified as a travel category merchant transaction and are not eligible to receive the additional points for that category. You will earn 3 Points (4 Points total) for every $1 on travel category purchases (such as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies). You will earn 1 Point (2 Points total) for every $1 on restaurant, fast-food restaurant, bar and qualifying streaming subscription service purchases. Refer to Program Rules or usbank.com/AltitudeConnectBenefits for official list of qualifying streaming services merchants. IMPORTANT CHANGE: You will earn 3 Points (4 Points total) for every $1 on gas station and electric vehicle charging station purchases through September 8, 2024. Effective September 9, 2024, you will earn 3 Points (4 Points total) for every $1 on your first $1,000 each quarter on gas station and electric vehicle charging station purchases, excluding purchases at wholesale clubs, discount stores/supercenters and grocery stores/supermarkets. You will earn 1 Point (2 Points total) for every $1 on grocery store and supermarket purchases. Effective September 9, 2024, grocery store and supermarket purchases at discount stores/supercenters such as Target and Walmart and wholesale clubs will be excluded. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details.

  4. An automatic statement credit of $30 per 12-month period will be applied to your U.S. Bank Altitude Connect Visa Signature Card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases, such as Netflix, Hulu, Apple Music, if the Account is in good standing (open and able to use). Purchases qualify based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Refer to Program Rules or usbank.com/altitudeconnectbenefits for official list of qualifying streaming services merchants. We reserve the right to adjust or reverse any portion or all of any streaming services credit for unauthorized purchases or transaction credits.

  5. Cardmembers who enroll in the Priority Pass Select program will receive access for 12 months to airport VIP lounges worldwide that participate in the Priority Pass Select program. Enrollment with no membership fee is limited to one Cardmember per Account (including authorized users). Lounge visit fees apply. Please view the Guide to Benefits (PDF) or visit the U.S. Bank Altitude Connect Card Benefit site for eligibility details, to register, and for full terms and conditions. Cardmembers must accept the Priority Pass Select Conditions of Use which are located at: www.prioritypass.com/en/terms-of-use. One Cardmember per Account may be enrolled as the member in the Priority Pass Select program, and their first four visits are waived each Priority Pass Select membership year (not Cardmember year). Per person lounge visit fees will apply after free visits have been used. Lounge benefits, services and facilities differ by location and may only be available at an additional charge.

  6. Certain terms, conditions and exclusions apply. You must complete either the Global Entry® and/or TSA PreCheck® application(s) and pay the application fee(s) with your U.S. Bank Altitude Connect Visa Signature Card. For complete details on the TSA PreCheck® program, including full terms and conditions, go to https://www.tsa.gov/precheck. The TSA PreCheck® trademark is used with the permission of the U.S. Department of Homeland Security. Please view the Guide to Benefits (PDF) for further card benefit details including full terms and conditions.

  7. Certain terms, conditions and exclusions apply. Please view the Guide to Benefits for further card benefit details including full terms and conditions. In order for coverage to apply for Trip Interruption/Cancellation and Trip Delay Reimbursement, you must use your Altitude Connect Card to secure transactions. To register your flight for SmartDelay, visit altitudeconnect.smartdelay.com. Please visit gigsky.com/visa-usb-ac to register for GigSky and for further details and full terms and conditions. GigSky benefit is redeemable through August 31, 2024.

Start of disclosure content

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.