Quick Loan offer

Get interest rates as low as 8.49%1 with autopay2 from a U.S. Bank account with loan terms from 49-60 months.

BEST FOR 

Financing equipment purchases and upgrades, business expansion costs, technology investments and more

  • Loan amounts from $5,000 to $250,000 
  • Competitive fixed interest rates and monthly payments
  • $0 origination fee

Financing benefits that fit your business.

U.S. Bank offers easy access to funding up to $250,000 for small businesses, with a streamlined application process and personalized attention from bankers.

Quick lending decisions

Our simple and convenient online application makes it possible to receive financing decisions and your funds in minutes.

Digital lending management tools

Use U.S. Bank’s business online banking to easily make payments and manage your loans or lines of credit.

Trusted SBA lending partner

U.S. Bank is proud to be a designated SBA Preferred Lender providing Small Business Administration (SBA) loans.

Over 160 years of history and expertise.

For generations, business owners have trusted U.S. Bank with their financial needs.

Which Quick Loan is right for me?

Secured Quick Loan

A secured business Quick Loan uses your business assets as collateral and offers loan amounts up to $250,000 and terms from 49-60 months.

Apply now

Unsecured Quick Loan

An unsecured Quick Loan does not require collateral and offers up to $50,000 and terms up to 48 months.

Apply now

Get started with our easy online application.

We’ll guide you through a few sections, and you can save your application any time then return to it later. If you’re a U.S. Bank customer enrolled in online banking, we’ll prefill some information for you. Have your business and personal information ready, including your Tax ID number and gross annual sales information to get started.

More financing options

General purpose business loan

Best for working capital, office equipment and building improvements

Apply now

Business equipment loan

Best for construction, medical or dental equipment

Apply now

Business vehicle loan

Best for securing the ideal vehicle for your business needs. Connect with a banker.

Make an appointment
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Business Diversity Lending Program

Help your business thrive.

U.S. Bank is committed to improving access to financing for up to $2.5 million for diverse-, woman- or veteran-owned businesses.

Learn more
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Disclosures

  1. The 8.49% interest rate applies to the U.S. Bank Quick Loan (Secured by General Business Assets) for loan terms from 49 to 60 months for credit qualified applicants. Automatic monthly payments must be set-up from a U.S. Bank checking or savings account to receive the advertised rate discount of .50%. Higher rates may apply based on a lower credit score or not having automatic monthly payments. Advertised interest rates will be between 8.49% and 13.49%. If automatic payments are later canceled, the rate discount no longer applies, and the interest rate will increase by .50%. Advertised rate effective 08/01/2024 through 10/15/2024 and subject to change without notice based on market conditions. Quick Loans for vehicles cannot be completed online.

  2. Automatic payments are not required for loan approval, but automatic payments from a U.S. Bank checking or savings account are required to receive the advertised rate specified above. Rates may vary based on, but not limited to, credit qualifications, term selected, approved amount, existing relationship, and/or collateral condition and loan to value.

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Financing maximums and terms are determined by borrower qualifications and use of funds.

Subject to credit approval and program guidelines. SBA loans are subject to SBA eligibility guidelines. Certain restrictions apply to refinancing options and are subject to program terms.

Financing under the Business Diversity Lending Program is subject to credit approval. Terms and conditions are subject to change.

Demographic information regarding gender, minority and veteran status is required for the sole purpose of determining eligibility for this program. U.S. Bank does not discriminate on this or any other prohibited basis.

Minority racial categories include Hispanic/Latino, American Indian or Alaskan Native, Asian, Black or African American, and Native Hawaiian or other Pacific Islander as defined by the Equal Employment Opportunity Commission (EEOC).

Woman is defined as a person who lives and identifies as female.

Veteran is defined as any person who (i) served in the Army, Navy, Marine Corps, Air Force, Coast Guard or National Guard, including any member of a reserve component of the foregoing services, and (ii) was discharged or released from service under conditions other than dishonorable.

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Deposit products are offered by U.S. Bank National Association. Member FDIC.