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Military checking benefits

All current and former members of the United States Armed Forces are automatically enrolled in the U.S. Bank Smart Rewards® Plus tier1, at a minimum, regardless of balance. Benefits include waiving the $6.95 monthly maintenance fee1 on U.S. Bank Smartly® Checking2 accounts.

See more checking benefits

VA home mortgages

With a VA home loan from U.S. Bank, you can buy a home or refinance with little or no down payment. Available for service members, veterans and eligible surviving spouses.

Learn about VA loans
U.S. Bank military debit card designs – Sunrise Salute and American flag.

Show your patriotism with every purchase.

Honor our military personnel and veterans with a U.S. Bank Visa® Debit Card. When you open a checking account with us, select a card with the American flag design or the Sunrise Salute design.

Learn about the U.S. Bank Debit Card

Managing your finances in the military and beyond

Altitude® Go Visa Signature® Card

Enjoy perks such as 4X points on dining, 2X points on groceries and a $15 streaming credit.

Explore Altitude Go perks

Personal loans and lines

Be prepared for life’s expected and unexpected expenses.

See personal loan and line options

Retirement planning

Get the help of a financial advisor or take advantage of our online tools.

Discover retirement savings strategies

Boost your financial IQ.

Take advantage of resources designed to help you manage your finances during and after your military service.

Visit Financial IQ
Proud Participant in the VBBP

We’re a proud supporter of veterans and military communities.

Veterans Benefits Banking Program

U.S. Bank is part of the Veterans Benefits Banking Program (VBBP). VBBP helps veterans, beneficiaries, survivors and caregivers access the financial products, services and support they need. All VA beneficiaries can open a low-to-no-cost checking account when they bring a direct deposit to U.S. Bank.

Visit the VBBP website
2023 Military Times award: Best Employers for Vets

U.S. Bank ranked #3 best employer for veterans by Military Times

We’re honored to have appeared on the Military Times Best for Vets: Employers list every year since it began in 2010.

Read the full article

See how else we support current and former service members.

Get help with your financial needs, including questions about your SCRA benefits.

See SCRA info

Hiring and supporting veterans, National Guard and Reserve members and their families is core to U.S. Bank culture. Through our award-winning Proud to Serve business resource group, employees are empowered to serve the military community. Benefits include:

  • Up to 16 hours of paid time off each year to volunteer
  • Deployment support
  • Ability to influence services we offer military customers

Our military-friendly culture will help you balance your commitments to the military, family and work.

Explore careers

We provide grants through the U.S. Bank Foundation to support workforce education, job placement, military financial education and affordable housing for military service members and veterans. We also connect veterans with mortgage-free homes, home repair and vehicles through our H.O.M.E., R.A.M.P. and Driven to Serve programs.

We partner with the following organizations:

  • Operation Homefront
  • Workshops for Warriors
  • The Armed Services YMCA
  • USO

U.S. Bank is nationally recognized as one of America's top corporate supporters of veterans and military families.

  • Best for Vets: Employers (Military Times, 2010-2023)
  • Secretary of Defense Employer Support Freedom Award (ESGR, 2013)
  • Yellow Ribbon Company (State of Minnesota, 2012)
  • Patriot Awards for many U.S. Bank managers (ESGR)
Lenny McNeill

Featured story

Bank leader honored for his work to increase military homeownership

Read the article

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Disclosures

  1. All regular account opening procedures apply. $25 minimum deposit required to open a U.S. Bank consumer checking account. Members of the military (requires self-disclosure) and clients ages 24 and under and those 65 and over pay no monthly maintenance fee.

  2. Safe Debit Account is not eligible for the monthly maintenance fee waiver.

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Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

U.S. Bank does not offer insurance products but may refer you to an affiliated or third party insurance provider.

The U.S. Bank Visa® Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit usbank.com to learn more about U.S. Bank products and services. Mortgage, home equity and credit products offered by U.S. Bank National Association and subject to credit approval. Deposit products offered by U.S. Bank National Association. Member FDIC.

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.